Repossession occurs when a lender takes possession of a property due to the borrower’s failure to keep up with mortgage payments. This process can have severe financial and emotional consequences for the borrower, not least of which is the resulting…
Section 21 of the Housing Act 1988 allows landlords in the UK to repossess their property without providing a reason, often referred to as a “no-fault” eviction. This section has been a topic of significant debate and is particularly relevant…
A mortgage shortfall occurs when the proceeds from the sale of a repossessed property do not cover the outstanding mortgage debt. This situation leaves the borrower with a residual debt, known as a mortgage shortfall. Addressing a mortgage shortfall can…
Facing eviction when you have children is a distressing situation, but there are rehousing options available through local councils in the UK. This comprehensive guide aims to provide detailed information, steps, and resources to help you understand your rights, navigate…
Dealing with a situation where your landlord is selling the house and you have nowhere to live in the UK can be incredibly stressful and daunting. This comprehensive guide aims to provide you with detailed information, steps, and resources to…
Facing eviction from a private landlord can be a daunting experience, but understanding your rights and the eviction process can help you navigate this challenging time more effectively. This guide provides a detailed overview of the eviction process in the…
Rent to Buy (RTB) schemes offer a unique pathway to homeownership, especially for those who may find it challenging to save for a deposit while paying rent. While traditionally associated with housing associations and government-backed initiatives, Rent to Buy schemes…
When a landlord decides to sell the property you are renting, it can be a stressful and uncertain time. Understanding your rights and the support available from your local council is crucial in navigating this period. This comprehensive guide, informed…
Rent to Buy, also known as Rent to Own, is an innovative housing scheme that allows prospective homeowners to rent a property with the option to buy it later. This scheme is designed to help those who may struggle to…
When a landlord decides to sell a rental property in the UK, it can be a stressful and uncertain time for tenants. This comprehensive guide, informed by advice from Citizens Advice, explores the rights and responsibilities of both tenants and…
Facing eviction is a daunting and stressful experience. If you find yourself in this situation in the UK, you might wonder if the local council will rehouse you. This guide explores the circumstances under which the council might rehouse you,…
The Rent to Buy scheme is a government initiative designed to help individuals transition from renting to owning their homes. This scheme provides a pathway for tenants to eventually buy the property they are renting, offering a viable solution for…
When a landlord decides to sell a house that is currently tenanted, the tenants have certain rights and protections under UK law. Understanding these rights is crucial for both landlords and tenants to ensure a smooth and legally compliant transition.…
Selling inherited property in the UK after probate is a multifaceted process that involves legal, financial, and practical considerations. This comprehensive guide covers the steps involved, legal obligations, tax implications, and practical advice to help you navigate this process smoothly.…
In the United Kingdom, the process of dealing with a deceased person’s estate, including selling a house, can be complex. This guide will provide a comprehensive overview of whether probate is needed to sell a house if there is a…